Delta SkyMiles Gold American Express Card: Everything you need to know about it

04/11/2025 • Fabio Henrique • Personal Finance

The Delta SkyMiles Gold American Express Card stands out with a targeted suite of benefits tailored for Delta Air Lines travelers.

This co-branded airline credit card enables cardholders to earn loyal Delta SkyMiles on their purchases, with generous bonuses for purchasing directly through Delta, dining at restaurants, and shopping at U.S. supermarkets.

Designed for both the occasional traveler and dedicated Delta flyer, this card offers a set of travel perks that can significantly enhance your flying experience.

Earn 2 SkyMiles per dollar on Delta purchases, dining worldwide, and U.S. supermarkets.
Free first checked bag for cardholders and up to eight companions on the same reservation.
Priority boarding on Delta flights, even with basic economy tickets.
15% mileage discount on award travel via Delta.com.
Introductory $0 annual fee for the first year, moving to $150 thereafter.

Let’s delve deeper into the specific benefits, drawbacks, and essential details that the Delta SkyMiles Gold American Express Card offers.

Unpacking the Benefits of the Delta SkyMiles Gold American Express Card

At the core of the Delta SkyMiles Gold American Express Cards appeal are the significant benefits it offers to those who frequently fly with Delta Air Lines.

Whether saving on checked bags or earning rewards for everyday and travel purchases, the card is structured to deliver value at every stage of your journey.

Earn Miles Everywhere

Accumulate 2 SkyMiles per dollar spent on Delta, dining globally, and at U.S. supermarkets, and 1 mile per dollar on all other purchases.

Carry-On the Savings with Free Checked Bags

Cardholders enjoy their first checked bag free on Delta flights, applicable to themselves and up to eight companions on the same itinerary.

Boarding Privileges

Priority boarding ensures that even passengers with basic economy tickets find their seats quickly, avoiding the rush and hustle.

Welcome Bonus Miles

New cardholders can earn a substantial 50,000 bonus miles following $2,000 in purchases within the first six months.

Award Travel Discounts

A 15% mileage discount on award travel bookings through Delta's website lights the way for more affordable flights using fewer miles.

Inflight Savings

Get 20% savings on in-flight purchases, including shifts in a la carte meal charges and other purchases.

Who Should Consider the Delta SkyMiles Gold American Express Card?

Understanding whether this card fits your lifestyle and spending habits is essential.

The Delta SkyMiles Gold American Express Card caters to specific needs that are most aligned with certain types of consumers.

Frequent Delta Air Lines passengers who prioritize airline-specific rewards.
Families or groups who benefit from free checked baggage privileges.
Consumers who spend extensively on dining and domestic groceries.
Travelers who prefer a smooth boarding process, bypassing the typical airport queues.
Individuals with less-than-ideal credit history seeking accessible credit card options.

The card is best suited for those who find themselves often flying with Delta, appreciate saving on travel costs, and are enthusiastic about earning miles they can use toward future vacations or business trips.

Weighing the Pros and Cons

Every financial tool comes with its array of strengths and possible drawbacks.

When considering the Delta SkyMiles Gold American Express Card, it’s important to balance its advantages with any limitations it may present.

Pros

Mile Earning Opportunities
Leverage spending habits to earn 2X miles on applicable categories such as Delta, dining, and groceries.
Significant Savings on Baggage
Receive a substantial discount through waived fees on checked luggage, which can quickly recover the cards annual cost.
Convenient Boarding Options
Access priority boarding, enhancing the comfort and efficiency of your travel experience.
Initial Fee Waiver
No annual fee for the first year provides a no-pressure trial period to evaluate benefits.

Pros

Annual Fee Post First Year
After the introductory period, a $150 fee applies, which could be a consideration for infrequent travelers.
Limited to Delta Benefits
This cards most lucrative features center around Delta flights, which may not appeal to those preferring more general airline rewards.
No Lounge Access
Unlike some premier airline credit cards, this option does not grant complimentary access to airport lounges.

Why Seoseo GmbH Recommends the Delta SkyMiles Gold American Express Card

Here at Seoseo Gmbh, we assess financial products based on their contribution to saving money, maximizing benefits, and enhancing user convenience.

Our review of the Delta SkyMiles Gold American Express Card underscores its value proposition, particularly to Delta travelers or regular diners and supermarket shoppers.

Strong earning rates for travel-centric expenses and everyday purchases.
A welcome bonus that simplifies accumulating enough points for an entire flight quickly.
Unique travel perks like free checked bags and priority boarding that amount to remarkable savings on travel expenses.

Steps to Apply for the Delta SkyMiles Gold American Express Card

Applying for the Delta SkyMiles Gold American Express Card is straightforward, ensuring you're only moments away from unlocking its potential benefits.

Here’s a quick guide to get started.

Access to the bank website

Access the American Express website for direct application links.
Contact American Express Customer Service for any card-specific questions.
Use Delta.com for integrated service inquiries related to SkyMiles benefits.

Frequently Asked Questions

What happens if I fly with more than eight companions?

The free checked baggage benefit is limited to the cardholder and eight companions on the same reservation. Additional companions would not receive this benefit.

Can the miles be used for other airlines?

Miles are primarily redeemable for Delta Air Lines flights and services. However, partnerships with other airlines might allow different forms of redemption.

How easy is it to manage reservations and create accounts?

American Express offers excellent support through online account management tools, enabling easy access and oversight of your rewards, spending, and payments.

Final Considerations

The Delta SkyMiles Gold American Express Card is a compelling choice for travelers committed to Delta Air Lines.

It provides everyday spending rewards and singular travel benefits that elevate the experience of flying.

Our insight at Seoseo GmbH seeks to arm you with knowledge for a well-informed decision tailored to your lifestyle, ensuring you achieve the greatest benefit from your financial choices.