Qantas Premier Platinum: Everything you need to know about it

04/10/2025 • Fabio Henrique • Personal Finance

The Qantas Premier Platinum credit card is a top choice for frequent flyers looking to maximize their Qantas Points and enjoy a suite of travel benefits.

Whether you're spending on everyday items or indulging in international travel, this card is designed to reward your spending with valuable points and perks.

Let's dive into the comprehensive benefits and features that set this card apart.

Earn unlimited Qantas Points on purchases.
Enjoy bonus points offers for new cardholders.
Access complimentary Qantas lounges annually.
Take advantage of discounted companion fares.
Interest-free periods and digital wallet compatibility.
Potential access for individuals with negative credit elements.

In this guide, well explore everything there is to know about the Qantas Premier Platinum credit card, from earning points to the finer print of the fees.

Benefits of Qantas Premier Platinum

The Qantas Premier Platinum card offers a plethora of rewards and travel perks that can enhance your travel experience and accelerate your Qantas Points collection.

Here are the primary benefits that cardholders can enjoy.

Earn Qantas Points

Accumulate 1 point per AU$1 spent on domestic purchases up to $10,000 per period, with a higher rate on international spends.

Bonus Points Offer

Receive up to 90,000 bonus points as a new cardholder by meeting spend requirements.

Airport Lounge Access

Enjoy two complimentary lounge invitations annually, enhancing your pre-flight experience.

Discounted Companion Fares

Save up to 20% on selected flights for cardholders plus up to eight companions.

Interest-Free Period

Benefit from a 0% interest rate for 6 months on balance transfers and Qantas purchases.

Digital Wallet Compatibility

Use Apple Pay or Google Pay for convenient, contactless payments.

Target Audience

The Qantas Premier Platinum card is particularly suited for certain demographics who will benefit the most from its extensive rewards and features.

Frequent Flyers
Qantas Loyalty Program Enthusiasts
High Spenders on International Purchases
Travelers Seeking Lounge Comforts
Users with Varied Credit Histories

For those who frequently travel with Qantas and are looking to maximize their rewards while enjoying exclusive travel perks, this card is an excellent fit.

Pros and Cons of Qantas Premier Platinum

As with any financial product, the Qantas Premier Platinum card offers a mix of benefits and potential drawbacks.

Understanding these can help you decide if this card aligns with your financial goals and travel habits.

Pros

High Points Earn Rate
Unlock opportunities to earn significant points on both domestic and international spending.
Lounge Access
Leverage free access to select Qantas lounges, increasing comfort before your flights.
Discounted Fares
Benefit from up to 20% discounts on companion fares on selected flights.
Bonus Points for New Users
New applicants stand to receive a substantial bonus by reaching certain spending thresholds.

Pros

High Annual Fee
The standard annual fee of $399 may deter some despite the perks.
Overseas Transaction Fee
A 3% fee applies on foreign transactions, which can add up during travels.
Spending Limitations
Points earning reduces significantly after $10,000 domestic spending per statement.
Limited Flight Discounts
Discounted fares are limited to certain Qantas and QantasLink flights.

Why We Recommend Qantas Premier Platinum

The Qantas Premier Platinum credit card is recommended for those who travel frequently with Qantas and seek to maximize rewards.

The array of points and perks available make it very appealing.

At Seoseo Gmbh, we emphasize the importance of aligning credit card benefits with your lifestyle and spending habits.

High points earning on everyday and travel spending.
Complimentary access to Qantas lounges.
Potential approval for applicants with negative credit backgrounds.
Valuable bonus points and exclusive travel benefits.

How to Apply for Qantas Premier Platinum

Getting started with the Qantas Premier Platinum card is straightforward, even if you have blemished credit. Here’s a simple guide to applying.

Access to the bank website

Visit Qantas Money's official website.
Call the customer service hotline for personalized assistance.
Reach out via Qantas Money’s online portal for inquiries.

Frequently Asked Questions

What is the points earning rate?

Earn 1 point per AU$1 on domestic purchases up to $10,000 per period, and 1.5 points per AU$1 on international transactions.

Can lounge invitations be transferred?

Yes, you can transfer your lounge invitations to friends or family members.

Do overseas transactions incur any fees?

Yes, theres a 3% fee on foreign transactions.

Is travel insurance included with the card?

Yes, travel insurance is a benefit of the Qantas Premier Platinum card, subject to terms and conditions.

Final Considerations

In conclusion, the Qantas Premier Platinum credit card is a compelling option for travelers who want robust rewards and travel perks bundled in a single card.

Despite its high annual fee, the card delivers value through its generous points system and travel benefits.

At Seoseo Gmbh, we believe this card offers significant advantages for frequent flyers keen to maximize their Qantas Points and enjoy the luxury of airport lounges and discounted fares.